Category: Livelihood

Her Savings Group Helped Her Build a House after it was destroyed by a Tornado

  We often say that a savings group can act as a safety net for when its ultra-poor members are facing emergencies. Janice in Dipolog lived this out when she and her family found themselves living in a pigpen. When Janice first joined Transform in 2017, she wasn’t so sure about the livelihood lessons. Wives...

Transforming lives in Mindanao during COVID-19

When Elizabeth and Mary Ann, both residents in Mindanao, joined Transform, back in February, they had no idea how much help it would be during this difficult year, even though the program was forced to stop halfway through because of the pandemic.   Elizabeth has a large family with thirteen children, their spouses, and eight...

The Power of VHL

“Every day is not a harvest day. Where could I get financial help to meet our daily needs?” This is a question that Criselda asked when she looked at her family and the growing needs. The weight of her family fell upon her shoulders when her husband suddenly passed away from heatstroke during a harvest...

And Livelihood Is…

…how you make a living! And that’s not easy! Most ultrapoor families struggle with even keeping food on the table and a roof over their heads. Things like buying medicine, sending children to school and paying for electricity are difficult, if not impossible. In Transform’s Livelihood lessons, trainers teach the participants how to bring in...

Unceasing Hope

Widowed and living with her two children and three grandchildren, Dolores had every excuse to lose hope. Only she and her son had jobs, and even with their combined income, they only had PHP19 (USD 0.40) a day per person to cover their daily expenses. But instead of faltering, she persevered and now her story...

A Firm Foundation

Although Rhona’s savings group in Bacolod has only been running for two years, it has become hugely successful. The group, established during Transform, began by selling detergent powder and dishwashing liquid and then later transitioned into selling rice and fertilizer. Extending loans to its members is one of the group’s main functions, vital in a...

A Persevering Spirit

Tragedy seemed to follow Cristita. Four years ago, her husband died from kidney and liver problems. Her 30-year-old son, traumatized by troubles in life, could no longer work or even walk, sitting at home and rarely speaking. With her 26-year-old daughter unemployed, the burden of caring for her two children and one grandson fell on...

A Mature Approach

Life for elderly couple, Rosalina and her husband was tough with a weekly income of just US$15 (PHP700) from selling goods in a small sari-sari store. Due to their physical health deteriorating, Rosalina and her husband, both aged 67, were unable to do jobs involving heavy lifting. When Rosalina was invited to join ICM’s Transform...

Creating Your Own Container Garden

The idea of gardening is appealing to many. What’s not to love about saving money while growing your own food? Eating healthy is effortless when you have grown juicy tomatoes and leafy lettuce yourself. While gardening sounds tempting, not everyone has the luxury of enough land to start their own vegetable plot. Many of our...

Never Too Late for First Steps

Mylin, 23, lives with her partner Roderick and their nine-month-old daughter Yuri, in a house made of bamboo and palm leaves. They do not have electricity or proper water supply. Working as a farmer, Roderick makes roughly PHP2,000 (US$46.51) a month. His earnings equal US$0.51 per person, per day. It’s hard to believe that Mylin...